Cheddarblog

HOLY COW!
The Swiss_Mouse got his January statement from Fidelity today.  It has his IRA, Rollover IRA and UTMA accounts.  Or it did.
The numbers were HORRID.  His numbers were lower than Britney Spear’s self-esteem.
Seriously, the Swiss_Mouse has rarely ever seen such negative numbers.  Down 7.77% in one month.  BUT luckily the Swiss_Mouse made 93 cents this […]

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So giving back Americans $1500 is suppose to “jump start the economy”?
Boy does this p.o. the Swiss_Mouse.
First off, even people who pay NO TAXES are getting back $300! WHAT IS UP WITH THAT? TOO damn bad. The Swiss_Mouse doesn’t care if it’s unfair. If you didn’t pay in, you shouldn’t be […]

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Years ago the Swiss_Mouse and Mrs. Swiss_Mouse bought insurance from Prudential.  We were young and the cheddar was flowing.
Not knowing much about insurance, we asked family members for advise.  Looking back..oh my.
Dear 1990’s Swiss_Mouse,
Do not listen to the in-laws.
Sincerely,
2000’s Swiss_Mouse
We purchase policies through the agent that sold to Mrs. Swiss_Mouse’s family.  The Swiss_Mouse realized a […]

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The Swiss_Mouse has completely converted all his bulbs over to CFL lights.
Almost all.  All floods and regular lights.  Only dimmable lights and decorative bulbs are not converted.  Sure, it’s dimmer at first than it used to be, and no warning is on the package that you will stub your toes over and over again until […]

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The Swiss_Mouse has listened to Al Gore’s Nobel winning plea and is doing his part to save the planet.
No, not really.
The Swiss_Mouse’s electric bills are OUTRAGEOUS.  There are two bills that have hammered the mouse (The Mouse liked to be hammered, but not like this) since moving into his current abode.  Natural Gas and Electric.  […]

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The Emergency fund has been a constant theme on the Cheddarblog.
Though the Swiss_Mouse took a hit at the end of the year due to Mrs. Swiss_Mouse’s medical issues, his Emergency fund is still at a full 4 months of living expenses.  He will get it back up to 6 months.
But once you are at 6 […]

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The Swiss_Mouse has been taking his lunch almost every day for the better part of 10 years.
He eats out every once in a while, but it is rare.
His lunch is boring.  Luncheon meat, crackers, cheese (duh!), apple and either yogurt or pudding.
Sometimes something different is thrown in, but all in all, the menu remains the […]

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Along time ago, in a neighborhood far, far away….
The Swiss_Mouse and Mrs. Swiss_Mouse set up house and had a young mouse-ling.
Things were going well for the family and then one day, Mrs. Swiss_Mouse decided she wanted something “nice”.  She wanted a nice leather couch.  And she found just the one that she wanted too, for […]

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Buried deep in my previous post was a money saving idea.
Yes, while napping is nice, saving money on lunch is better.  Add it up over time and it is tasty indeed.
If you figure that lunch out will cost you anywhere from $6 to $10 (OR MORE!), then if you can fix a simple lunch for […]

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The Swiss_Mouse sleeps in his car almost every day.
Seriously.
What are the benefits?  Well, first off, if you read up on it, “power naps” are suppose to help you!  Maybe.  Swiss_Mouse ends up being mighty groggy though.  Not necessarily a bad thing.   Depending on the day, the Swiss_Mouse gets in a 10 minute to 50 […]

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