Cheddarblog

The Swiss_Mouse had two incidents lately that have shown the power of defining and sticking to a budget.

First both of the Swiss_Mouse’s automobiles required service with 6 days of each other.  Total bill was $1000.  Most people would have to dip into the emergency fund.  However the Swiss_Mouse budgets for service and easily paid both bills, has money left over and will accumulate more soon.   Note however that on the second auto, the Swiss_Mouse told the service manager “no” on 3 different repairs that were needed but not necessarily immediate.  The Swiss_Mouse told him “No, have to save up the money first.”  Now the Swiss_Mouse needs the work done, soon.  However after a couple of paychecks his account will easily cover the bills.

Also recently Mrs. Swiss_Mouse went in for some surgery.  While insurance covered most of the bill, the hospital sent 2 different bills for a total of $400.  Once again, the budge money was ready and the bills easily paid.

The lesson is budget, stick to it.